Our ALL-IN-ONE product meets the
needs of Homeowner and Townhouse Associations by
providing Directors & Officers Liability including
Employment Practices Liability, General Liability,
Property and Umbrella coverage.
Click
here for an Online Quote.
Product Options:
• Directors & Officers Liability with
Employment Practices coverage
• General Liability
• Property (not available for Residential
Condominiums)
• Commercial Umbrella
Directors & Officers/Employment Practices:
• Breach of Contract coverage
• Manager/Management company automatically
named as an Additional Insured
• Employment Practices Liability included
for no additional premium for 10 employees or
less
• Unlimited Extended Reporting Period for
former Directors & Officers
• Optional Commercial Umbrella Policy providing
excess coverage over the Directors & Officers
Liability.
• Commercial Umbrella limits available up
to $5,000,000
General Liability:
• Limits up to $1,000,000/$2,000,000
• Defense costs are outside policy limits
• No Deductible
• Hired and Non-Owned Auto Liability coverage
available
Property: (not available for
Residential Condominiums)
• Special Cause of Loss form
• Outdoor Enhancement Endorsement
• Property Limits up to $1,500,000
Commercial Umbrella:
• Limits up to $5,000,000
• Coverage available over the Directors
& Officers Liability
Crime:
• Theft of money, securities and other property
by employees of the insured association
• Coverage provided for employees, directors,
officers, committee chairs, and volunteers without
having to schedule them
• Coverage can be extended to cover theft
of the association’s money/securities by
a property manager’s employees
• Coverage in the association’s name
to protect the assets of the organization
Additional Advantages:
• Quick quote turnaround
• Quick binder confirmation
