Property

·Blanket Property and Contents Coverage up to $35M
·Replacement Cost
·Agreed Value (with signed SOV)
·Equipment Breakdown
·$25K Earthquake & Flood*
·$15K Emergency Vacating Expense
·Client Monies & Securities included
·6% inflation guard applies to Building & Business
·Personal Property
·Special Deductible Exceptions
·Builders Risk Coverage available
·$100,000 Property in Transit

General Liability

·$1M/3M Limits
·Employee Benefits Liability (claims made) at $1M/1M Limits
with $1000 deductible
·Automatic Liquor Liability for Fund Raising Events
·Coverage for Fund Raising Events included
·Broad Additional Insured Endorsements available at no extra charge
·$10K Medical Payments*
·$250K Fire Legal Liability*
·Abuse and Molestation have separate & dedicated limits
·Abuse and Molestation coverage for employee/client/3rd party
·Aggregate per location endorsement
·Defense outside the Limits
·No binding arbitration endorsement

Professional Liability

·$1M/3M Limits
·$25K punitive damage coverage (where permitted by law)
·Includes employees, volunteers, employed nurses,
psychiatrists, medical directors & administrators
·No binding arbitration endorsement

Commercial Auto

·$1M Combined Single Limit Liability
·Mandatory PIP where applicable
·Employee Hired Auto
·$50 Towing Limit for Private Passenger Vehicles
·$50K Hired Auto Physical Damage Limits
·Non-Owned / Hired Auto
·Rental Reimbursement
·Employees as Insured

Crime

·$25K Employee Theft*
·$25K Forgery or Alteration*
·$10K Inside Premises Money & Securities
·$10K Inside Premises Robbery & Safe Burglary
·$10K Outside Premises
·Clients Property included when exposure exists

Inland Marine Form

·$100K Accounts Receivables
·$100K Valuable Papers
·Additional coverage options are available

Umbrella

·Up to $25M
·Abuse and molestation if eligible
·$10K Minimum Retention (SIR)
·Employers Liability
·Contractual Liability
·Products & Completed Operations
·Auto Liability
·General Liability
·Professional Liability

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* Increased limits available

As the field evolves, so does our program. We stay abreast of legal, social, medical and technological changes that can affect your success. Our policies include:

· Replacement Cost
· Agreed Value Property Form
· Employee Benefits Liability (Claims Made)
· Professional Liability (Includes Psychiatrists)
· Volunteers as Insureds (GL & PL)
· Abuse & Molestation Sublimits
· Coverage for Fund-Raising Events
· Volunteer Accident Coverage
· Employment Practices Liability Insurance
· Directors & Officers Liability
· Workers Compensation
· Medefense Coverage
· Upgrade to Green Endorsement

Click Here to Submit an Application